Operational FAQs

What does CV SBDC do?

Central Virginia SBDC provides counseling and training services to local entrepreneurs to start and grow their businesses at no cost. We serve small businesses in Culpeper County, Albemarle County, Nelson County, Louisa County, Fluvanna County, Greene County, Madison County, Rappahannock County, Orange County, and the City of Charlottesville.

Do I need an appointment to meet a counselor?

Yes, all our counseling sessions are by appointment only. Please click here to make an appointment.

What is the cost to use the service?

We provide services free-of-charge.

Where does CV SBDC’s funding come from?

Our funding comes from the U.S. Small Business Administration, George Mason University, Virginia Small Business Development Center, the localities we serve, and other sponsors.

Where is CV SBDC located?

Charlottesville office: 300 Preston Avenue, Suite 201, Charlottesville, 22902

Culpeper office: 803 S Main St, Culpeper, 22701

Is there parking available?

Yes, there is free parking on-site.

What are your hours of operation?

Central Virginia Small Business Development Center hours of operation on business days are Monday through Friday from 9:00 am to 5:00 pm, except holidays and winter break. You may call or email us anytime during the hours of operations stated above.

Do you write business plans, marketing plans, or any other similar documents?

CV SBDC Counselors will not write a business plan for you, but will assist in the assessment of the plan. The counselors may offer recommendations to make it a viable business plan to gain financing through a lending institution. It can also be used as a guide for your business to make sure you stay on track with your goals and objectives. The writing of the plan is an educational process in which you learn about your business and how you expect it to operate. Your business plan should reflect your goals, objectives, priorities, and management style.

Does CV SBDC provide funding?

The Central Virginia SBDC does not provide funding. Our assistance is educational in nature. CV SBDC business counselors can advise you on how to prepare for a loan or other funding opportunities and provide referrals.

Our host organization, Community Investment Collaborative, is a certified CDFI lender and is able to offer microloans up to $50,000. The CV SBDC team will work in collaboration with CIC to assist qualifying businesses with securing a loan as needed.

Do you assist non-profits?

We typically do not assist non-profits unless they meet a certain criteria.


We recommend that non-profits reach out to Central Virginia SCORE or the Center for Nonprofit Excellence.

No Show and cancellation policy

When you schedule an appointment to see one of our counselors, you are holding a spot of someone that may need urgent assistance. To be respectful of our other clients, one business day notice is required to cancel an appointment. 

A “no show” is a client who misses an appointment without canceling in advance.

  • The first time that this occurs, we will send a “missed appointment” notice. It will then show up on our records that you have missed an appointment.
  • If this occurs three times you will be unable to schedule an appointment with us for six months.

For more information, please send us an email at contact@cvsbdc.org.

How do I register for a 1:1 counseling session with a Business Counselor?

If you are new to CV SBDC, please do a one-time registration for counseling services here

If you are an existing CV SBDC client, you can request a meeting with your counselor by contacting us at 434-295-8198 or contact@cvsbdc.org

What help can the CVSBDC offer to ensure my idea can be a viable business?

Please request to meet a counselor to discuss VPD (Value Proposition Design).

Are there webinars and workshops available for me to attend?

You can find our workshops and events on our Calendar of Events

Business Topics

What grants are available to me as a small business owner?

There are very few grant opportunities available for small businesses (particularly new startups). Grants are most commonly available for non-profits, educational institutions, and agribusiness. 

If you have found a grant opportunity and would like help confirming if you qualify, please contact us to schedule a meeting with an Access to Capital advisor.

When starting a business, what legal entity should I choose?

Your financials, number of employees, tax implications, and risk tolerance are some of the factors that need to be considered before choosing the right type of entity. You can work with a CV SBDC business advisor to help select the best option for your business. Please contact us to schedule a counseling session.

My business has been established for a while now. How can the SBDC help me?

CV SBDC can provide guidance on business strategy, marketing and promotion, financial analysis, accounting, and access to capital.

What kind of license does my business need?

There are specific requirements for each state, county, and locality. Some basic information can be found below:

  • Local—A business license from a city, town, or county, depending on your location, will usually be necessary. In addition, you’ll have to meet zoning laws, building codes, and similar regulations.
  • State—In most cases, if your business isn’t a corporation and your full name isn’t in the name of the business, you will have to register under what is called the fictitious name law. You should also file for a sales and use tax number. In some lines of business, specific licenses are needed.
  • Federal—You will need to contact the IRS for an Employer’s Identification Number (EIN) and it is a good idea to request a “Going Into Business Tax Kit.”

Am I considered a small business?

A small business is defined differently for each industry. According to the SBA size standards, small business is defined as a business that employs a maximum of 250 employees or earning a maximum of $38,000,000 in annual revenue. You can also check whether your business is small using the SBA Size Standards Tool.

Business terms

Some commonly used business terms can be found in this useful Glossary. Additionally, find the SBA Glossary here.

How do I get an SBA loan?

You can find the information regarding SBA loans here: https://www.sba.gov/funding-programs/loans

What steps do I take to create a legal entity?

To ensure you follow proper steps, please request to meet a counselor to discuss the items.

Can the CVSBDC help with my "pitch deck" presentation for funding raising?

Yes, please book a session for counseling for “Pitch Prep.”